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Skynat AI

The engine behind
every business.

Others sell you a CRM, an invoicing app or a stock list. Skynat AI is the one engine underneath all of it — your money, your work, your people and the businesses you trade with — with AI that watches it all and acts for you.

Talk to the consultant · your margins and break-even in five minutes · or start a new business

A team around a screen in a lit open-plan office, working from the day's dashboard
The product

Everything a business runs on. On one screen.

Money, customers, work and the books — and an assistant that tells you what needs you today.

Your morning

Start the day knowing what needs you.

Ask in plain words — who owes us the most, what went quiet this week — and get the answer from your own records, with the work already drafted.

Learn more
The Skynat AI home screen: a greeting, a box to ask anything, and where the money stands
Getting paid

Know who to call first.

Everything late, by how late, and who is close to their limit — with the reminder written in your tone, waiting for your yes.

Learn more
Who to chase: money owed by age, and the customers closest to their limit
Costs

Snap the slip. It is in the books.

Photograph a receipt and it is read, filed and posted. Every cost lands where your accountant expects it.

Learn more
Expenses: costs captured from photographed slips, each one approved
The bigger picture

See what is coming before it reaches you.

Fuel, rates, prices and rules that move your trade — watched for you, and said in money, before they land on your margin.

Learn more
The economy, as it reaches this business: what moves its industry, and which figures are being watched
Anywhere

The whole business, in your pocket.

The same system on your phone, your laptop and the till — Android, iPhone, Mac, Windows or any browser. Nothing to install to get started.

Skynat AI on a phone: the home screen
Skynat AI on a phone: invoices, each with its status
Ask it anything

Questions about your business, answered from your own books.

or see one answered
Built for

The businesses that keep a country running.

20 trades, from the corner shop to the law firm — each with a page of the problems it actually has.

Find your trade →

Works with what you already use

Runs on
  • Android
  • iPhone
  • iPad
  • Mac
  • Windows
  • Any browser

The agentic layer

Six officers. One business.

Not a chatbot with a job title. Six of them, each watching one part of the business, each saying what it looked at and why it raised something.

Watching

Finance

Money leaving that nobody authorised

Finance

Knows what everything actually costs. Books, bank reconciliation, the cash forecast, margin by job and by customer, and the tax position.

Deterministic, not generated. “Three invoices worth $4,700 never reached the books” is a fact with arithmetic behind it, and it is produced by arithmetic.

Watching

Operations

Empty running, stock turn, who is on duty

Operations

Dispatch, jobs, vehicles, stock and the roster. The only officer allowed to act without being asked — and only on things that can be undone.

Its ceiling is a setting you hold. Nothing it does to a customer or to money happens without a person, at any setting.

Watching

The chief

Which work to stop, and which customer to keep

The chief

Reads months of trading rather than days. Says where the next hire or the next vehicle pays for itself, and which account is quietly most of the revenue.

It will say a customer is not worth keeping. Software that only ever agrees with you is software you cannot learn anything from.

Watching

Efficiency

The same money being spent twice

Efficiency

Runs the consolidation engine: the same goods from four suppliers at four prices, the route that doubles back, the vehicle that sits.

Every finding carries the money attached to it and the evidence you can go and check, or it is not raised at all.

Watching

Compliance

The date you will otherwise miss

Compliance

Obligations, contracts and their notice windows, what a tender desk will ask for, and the paperwork that is missing on the day it goes wrong.

It counts in days before, not in apologies after.

Watching

Sales

The quote that went quiet

Sales

What was quoted against what was won and why, follow-up timing, customer health, and whether the discount was the thing that closed it.

Drafts every message to a customer. Sends none. A draft you did not read is not a message you sent.

No setting lets money move or a customer be contacted without a person.

The stack you are paying for

Nine subscriptions that do not speak to each other

Every one of them is somebody's good product. The problem is not any of them — it is the gaps between them, and the person whose job is to carry figures across those gaps by hand, usually on a Sunday.

An invoice raised in one, a payment recorded in another and a VAT return built in a third is three versions of the same month. Only one of them can be right, and nothing in the stack can tell you which.

A nine-person business, monthly

  • Accounting softwareBooks, tax, the return$99
  • Invoicing appQuotes, invoices, reminders$25
  • A CRMCustomers, pipeline, follow-ups$60
  • Inventory systemStock, reorder, stocktake$99
  • PayrollPayslips, tax and contributions$80
  • Fleet trackingVehicles, trips, fuel$90
  • A job-card appWork, proof, sign-off$100
  • Document signingQuotes accepted, contracts signed$40
  • A BI dashboardThe numbers, eventually$70
All of it, on one bill$19per seat

The spreadsheet

$10 240

Invoicing app

$10 650

Bank statement

$9 940

Stock sheet

41 units

counted twice

The notebook

$350

cash, not banked

WhatsApp

“did they pay?”

Payroll service

$1 720

The same month, in seven places, and none of them agree.

A week you will recognise

None of this is a feature request

It is a Tuesday. The question is never which module handles it — it is whether anybody finds out before it costs you.

A truck on the highway at dawn, seen in a side mirror

Monday, 07:10

The driver phones from the gate. The load is two pallets short and the customer is already waiting.

The short-ship is on the job before he has hung up, the invoice drops to what actually went, and the customer gets the new figure rather than a surprise at month-end.

A woman on a call at her laptop in a bright office
One ledger underneath, not nine exports reconciled on a Sunday
Illustrative

$3 400

signed off, never invoiced

Finance would raise this

Colleagues leaning over a table, talking a quote through

Tuesday, 11:30

A customer asks for the quote again, “but sharper this time”.

You can see what the job costs you before you answer — materials at what you paid, not the current price list — so the discount is a decision instead of a guess.

Supermarket staff weighing and packing at a busy counter

Thursday, 18:00

The power is out, the card machine with it, and the queue is not getting shorter.

Sales keep going on the phone in your hand and settle when the power and the signal come back. Every one carries a key it generated, so nothing is captured twice on the way in.

An electrician working on a distribution board
Signed off on site, invoiced before anybody is back at the office
Illustrative

$810

a month, going out twice

Efficiency would raise this

A man working at a laptop late in the day

Friday, 17:20

You are three clicks from paying the same supplier invoice a second time.

It is held, with the first payment and the date beside it. Nothing about the month has to be remembered by the person who happens to be looking.

What you actually get

Three screens that explain the whole idea

There are 230 things in here. These three are the ones that change how a week feels.

Opens on the decision, not on the dashboard

Cash, what you are owed, what you owe, what is past its date. Then six things worth deciding today — dated first, then by what they are worth — and where it could not tell you something, it says so instead of filling the space with a number it is not sure of.

  • Six decisions, not sixty metrics
  • Every figure traceable to the document it came from
  • Says plainly when it does not know
The real front page: ask anything, and where the money stands

The real front page: ask anything, and where the money stands

How it works

Four steps, not a training day

Nobody is sent on a course. From the first quote to money in the account, with the agent doing the part nobody has time for and stopping at the part nobody should automate.

Two construction workers in hi-vis vests looking over an excavated site01

Quote the job

Pick from your catalogue, or paste the list in your own words and it resolves the customer, the products and the prices. Out as a branded PDF in under a minute.

A stallholder smiling at her phone02

They accept on their phone

No login, no app, no account to create. The moment they accept, it becomes an invoice and the status moves on its own.

A woman checking her phone at her desk beside a laptop03

It chases so you do not have to

A ladder of reminders, each rung recorded so the next message knows what the last one said. It stops the moment money lands — and you see the wording before your name is on it.

A woman working at two monitors in an open office04

The books are already right

Every step posted to a real double-entry ledger as it happens, so the VAT return is a report rather than a fortnight of rebuilding a year from bank statements.

The assistant

It cannot do the thing you would not forgive

Three autonomy settings, and none of them lets money move or a customer be contacted without a person. Enforced in code from the tool's own classification — never from what the model says about itself.

Send an invoice to a customerAlways asks
Change where a supplier gets paidAlways asks
Draft a quote from your notesRuns on its own
Chase an invoice that went quietDrafts, you release
Getting started

Running by this afternoon, not next quarter

Hand it something you already have — last month's invoice, a price list, a registration certificate, your website — and it reads that and builds the place around it. Nothing is saved until you have seen what it found.

Sign up with an email addressAbout a minute
It reads your own documentsNo typing it all in
Begin with quotes and invoicesBooks whenever you like
14 days freeNo card to start
The assistant

It does the work. Then shows what it did.

Not a chatbot bolted onto a database. It holds the same ledger you do, it has a spending limit you set, and every action it takes is checked against the records afterwards — so it can never tell you it sent something it did not send.

  • Chases the four invoices that went quiet, in a tone matched to each customer
  • Reads a photographed slip and tells you which figures it is unsure of
  • Notices the quote nobody answered and drafts the follow-up
  • Builds the VAT return and says which entries it could not classify
  • Watches the fuel price and says what it does to your per-kilometre cost
  • Flags the customer whose balance is drifting past their own history

What it may do on its own

Draft a reminderOn its own
Send a statementOn its own
Apply a late feeAsk first
Pay a supplierAsk first
Write off a debtNever

A blank limit is not an unlimited one. Leave it empty and nothing moves money without you — which is the setting it ships on.

230

things it does, each one written down as what it does for you

12

areas of the business, on one subscription and one ledger

22

countries with their own tax, number checks and filing rules built in

2,000+

tests that run before anything reaches you

Lower Manhattan and the Brooklyn Bridge from the air
New YorkUnited States
San Francisco from above, the Transamerica Pyramid in the middle
San FranciscoUnited States
A palm-lined road running down to downtown Los Angeles at sunset
Los AngelesUnited States
London from the air, the Thames and Tower Bridge
LondonUnited Kingdom
Johannesburg's skyline against an orange evening sky
JohannesburgSouth Africa
Lagos from the air: the lagoon, the bridges and the towers
LagosNigeria
How it is built

Built the way the best software is built.

The same engineering standard as the software the world's largest companies run on: every change planned, designed, reviewed and run through more than two thousand tests before it reaches you.

San Francisco's towers rising out of the morning fog
Built to run at scale
A product team on sofas and chairs around a whiteboard in a loft office
Planned in the open
A team planning with sticky notes on a glass wall
Designed with the people who use it
Engineers writing code at a long shared table
Every change tested
Designers around a table covered in sketches and colour swatches
Every screen designed, not assembled
The Golden Gate Bridge at sunset
Engineered to last
Industries

It already knows what your trade watches

8 packs. A logistics operation watches empty running; a retailer watches stock turn. Nothing is switched off — a retailer with a delivery van still hears about the van.

A team of colleagues in a meeting, smiling at a colleague across the table

Corporate / Company Management

Which account is quietly most of the revenue.

What it watches
A plumber with his toolbox stepping into a bathroom

Services (e.g. Solar, Contractors)

Whether the second visit ate the margin.

What it watches
A motorbike loaded high with boxes in traffic

Logistics & Delivery

Empty running, and the cost of the second trip.

What it watches
A doctor talking with a patient in a modern consulting room

Medical / Patient Management

Who is owed a follow-up, and by when.

What it watches
Orange crates moving along a warehouse conveyor

Wholesale Distribution

The same goods, from four suppliers, at four prices.

What it watches
Two women volunteers in white smiling at an outreach day

Non-Profit / Faith Organizations

What each rand was given for, and where it went.

What it watches

Find your trade — 20 of them, and the problems each one has →

The whole list

230 things, across twelve areas

Not a number in a sentence. Move through the areas and look for the one your business actually turns on.

A customer paying by phone at a café counter while the owner smiles
21 things

Getting paid

Quote, invoice, chase and settle — without anybody having to remember.

  • The Skynat Network
  • Quotes
  • Invoices
  • Customer portal
  • The collections ladder
  • Skynat Pay at the counter
  • and 15 more
What each one does
A desk from above: a laptop with a chart, a calculator, a slip and a pen
18 things

What you spend

Bills, approvals, and the questions worth asking before money leaves.

  • Before you pay
  • Supplier banking history
  • Duplicate supplier records
  • Supplier bills and approvals
  • Pay when it arrives
  • Purchase orders
  • and 12 more
What each one does
Hands on a laptop showing a dashboard of charts
17 things

The books

Real double-entry underneath, so the tax return is a report and not a reconstruction.

  • The credit book from paper
  • Double-entry ledger
  • Bank feeds
  • Reconciliation
  • VAT and tax returns
  • Financial reports
  • and 11 more
What each one does
A reach truck between tall racks of stock in a warehouse aisle
21 things

Stock and pricing

Where things are, what they cost, what they are worth, and whether they are real.

  • Catalogue
  • Inventory
  • Batches and expiry
  • Nothing goes off the shelf
  • Warehouse bins
  • Machines on the warehouse floor
  • and 15 more
What each one does
A café owner ringing up an order on a tablet till
25 things

Shop floor and trade

The till, the credit book, the rewards card, and the rep walking the route.

  • Sell across Africa
  • Books by SMS
  • Open to AI shoppers
  • The credit book
  • Credit limits that learn
  • Selling live
  • and 19 more
What each one does
A road train on an open highway under a big sky
15 things

Delivery and fleet

Getting it there, getting paid for it, and knowing what the second trip cost.

  • Cash on delivery
  • A rider answers for what they took
  • Every attempt counted
  • Who takes what they order
  • Delivery notes
  • Couriers and waybills
  • and 9 more
What each one does
A site team in hard hats and hi-vis vests, arms round each other
25 things

Your team

Rosters, attendance you can prove, payroll, and the people a payroll system has no row for.

  • Geofenced sign-on
  • Sign-ons worth a look
  • Rosters
  • Gaps
  • What the roster will cost
  • Who turned up
  • and 19 more
What each one does
A mechanic smiling under the open bonnet of a yellow car
22 things

Jobs and proof

Work in the field, evidence it happened, and the certificate at the end.

  • The week's weather against the work
  • Hear a machine before it fails
  • Job cards
  • Field mode
  • Works offline, properly
  • Proof of work
  • and 16 more
What each one does
A woman laughing as she works on a tablet at a café table
17 things

Customers and conversations

Everything a customer said, everywhere they said it, in one place.

  • Tell every customer at once
  • Receipts that do not fade
  • The customer record
  • WhatsApp
  • Shared mailbox
  • Conversations and call logs
  • and 11 more
What each one does
Two colleagues going over figures on a tablet outside their office
20 things

Compliance and trust

The dates you owe somebody, the scams aimed at you and your customers, and what happens to your data.

  • Your data in your Drive
  • Compliance radar
  • The obligation library
  • Audit trail
  • Data protection
  • Your data is yours
  • and 14 more
What each one does
Two people at a laptop working something out together in an open office
14 things

The AI

Six officers watching the business, and a gate that stops them doing anything rash.

  • A free business consultation
  • Start a business
  • Your growth plan
  • Six officers
  • The autonomy gate
  • Reasoning you can read
  • and 8 more
What each one does
Manhattan and the Empire State Building at sunset
15 things

Knowing where you stand

Your own numbers, and — if you want it — where they sit against everybody else's.

  • How you compare
  • Nothing below five
  • Margins per customer and per job
  • KPIs and dashboards
  • What-if
  • Predictions
  • and 9 more
What each one does

1 of 12

Not a translation

Built for how trade actually works

Most business software is one country's product with a currency dropdown added. The difference shows up where it matters: the tax rules it knows, the network it expects, and whether it assumes everybody pays by card.

Capturing a cost: the slip, the guidance above the shutter, and the fields it read

A slip captured out of range, held on the phone until there is a signal

Your country's tax rules are in it, not bolted on

Each country's VAT or sales-tax treatment, payroll bands and filing calendar are held separately rather than approximated from one. Where a band has not been verified, payroll refuses to compute the tax instead of inventing a number.

It works on a connection that comes and goes

A slip photographed with no signal is held on the phone and sent when there is one. The retry cannot duplicate, so a reply lost on the way back does not become a second cost in the books.

It goes out on the channel they already answer

Quotes, invoices and statements on WhatsApp, email or a link, whichever your customer actually opens. An inbound message is matched against a closed list of instructions and nothing else, because an inbound message is somebody else's text.

Cash is a first-class citizen

Cash on delivery, a rider's float, a credit book written at the counter. It does not assume a card on file, because most of the world's trade does not have one.

“The part nobody believes until they see it is that the chasing stops the moment the money lands. Not on the next run. Immediately, because it reads what is actually outstanding rather than a list somebody built this morning.”

How the collections ladder was specified — and the reason the first rung is a polite note rather than a lawyer's letter.

The overdue list, with each customer's chasing history beside what they owe
A couple cooking dinner with their young son in a bright kitchen
What it is actually for

Nobody wants software. They want the evening back.

Everything above is the how. This is the why — three things that stop being your problem once the business runs on one ledger instead of nine exports.

The month closes on the FridayNot over the weekend after it, because the books were right the whole way along rather than rebuilt from bank statements at the end.

You answer the price question straight awayWhat the job costs you is on the screen before you reply, so a discount is a decision instead of a guess you check afterwards.

Nobody has to be the one who chasesThe reminders go out on their own and stop the moment money lands. You see the wording before your name is on it.

Before you ask

The 8 things everybody asks

Do I have to move everything on day one?

No. Hand it something you already have — a registration certificate, last month's invoice, a price list, or your website — and it reads that and sets the place up around it. Nothing is saved until you have seen what it found. Most businesses start with quotes and invoices and bring the books across at month-end.

What happens to my current accountant?

They get a login. There is a console built for a practice that works across several clients at once, showing which books have filings past their date and which have unmatched bank lines. Most accountants prefer it to the shoebox.

Is my data mixed in with other businesses?

No. Which tables may be pooled is written down by name and two of them never can be. Where a figure is drawn from more than one business — a price benchmark, for instance — it is a number, never a name, and your workspace has to agree to take part before it either contributes or draws on it.

What does the assistant cost to run?

It is included in the seat. There is a monthly allowance per seat and the console shows what has been used. Heavy, unattended work — overnight sweeps across a large ledger — is where an allowance runs out, and you are told before it does rather than after.

Does it work without internet?

The capture does. A slip photographed with no signal is held on the device and sent the moment there is a network, and the retry cannot produce the same cost twice. The rest of the product needs a connection, because a cache that serves a stale invoice is worse than a page that will not load.

Can the assistant spend my money?

No. There is a per-action limit and a daily ceiling, both blank until you set them — a hundred payments just under a per-action limit is the attack the daily figure exists to stop. And none of the three autonomy settings lets money move or a customer be contacted without a person, enforced in code from the tool's own classification rather than from what the model says about itself.

Where does my data actually sit?

That depends on the deployment, and the product tells you rather than guesses. Several countries restrict moving personal information across their borders, so a deployment that cannot answer the question refuses to make the promise instead of making one it cannot keep.

Can I leave?

Yes, and you are offered a copy of your records on the way out. We do not run an export wizard that makes it a one-click habit, and we say that plainly rather than pretending otherwise — but your books are your books, and nothing here is designed to hold them hostage.

More of them on the questions page, and the long answers about data on the security page.

Pricing

14 days free, then one bill

No card to start. Per seat, because a team of ten should not run the agent on one person's subscription.

Solo

$29

a month, including 3 seats

One person, or one person and a hand or two.

  • Quotes, invoices, and the customer portal
  • The full ledger — VAT, bank feeds, cash forecast
  • The AI assistant, with a monthly allowance
  • 3 seats included, then $14 each
Start free trial
Most chosen

Pro

$19

per seat, per month

A team that runs the business in here every day.

  • Everything in Solo
  • No base charge — pay for exactly the seats you use
  • Named agents on a schedule, and the overnight sweeps
  • Field seats at $7 for drivers and technicians
Start free trial

Business

$34

per seat, per month

Several locations, or a team that leans on the agent hard.

  • Everything in Pro
  • Branches, consolidated reporting, multi-currency
  • More than three times the agent allowance per seat
  • Priority support
Start free trial

Enterprise

Custom

volume seats from $28 each

Volume seats, your own security review, a contract.

  • Everything in Business
  • Volume seat pricing from $28
  • Single sign-on and directory sync
  • Annual terms, purchase orders, invoicing
Talk to us

Full detail, including field seats and what the agent costs, on the pricing page.

It takes an afternoon to find out

Sign up with an email, hand it an invoice or a price list, and it builds your workspace around what it reads. Fourteen days free, no card, nothing to install.